404 HARBOR DRIVE S, MLS# – TB8553795

Discover coastal living at its finest on one of the most desirable streets in Indian Rocks Beach, surrounded by multimillion-dollar homes and just a short stroll to the beautiful sandy beaches of the Gulf Coast! This beautifully updated 3-bedroom, 2-bathroom home with a 2-car garage offers a desirable open floor plan, stylish modern finishes, and exceptional indoor-outdoor living.
The stunning, renovated kitchen is the heart of the home, featuring new white shaker cabinetry with crown molding, quartz countertops, stainless steel GE Profile appliances, three pantries with convenient pullout storage, and a stainless steel farmhouse sink with a touchless faucet. The impressive 49” x 83” island provides abundant workspace and seating, along with a built-in drawer microwave and soft-close cabinetry on both sides.
Both bathrooms showcase contemporary finishes and spa-inspired features. The guest bathroom offers a rain shower with a handheld showerhead, new cabinetry, quartz countertops, and modern porcelain tile from floor to ceiling. The primary suite features plank-style porcelain tile flooring, a walk-in closet, and a beautifully appointed bathroom with quartz countertops, marble flooring, floor-to-ceiling porcelain tile, and a rain shower with a handheld showerhead. The two guest bedrooms feature fresh paint, stylish barn doors, and updated finishes, with one offering a spacious walk-in closet. New 2’ x 4’ porcelain tile flooring installed in 2026 adds a clean, contemporary feel throughout the home.
Additional improvements include a 2024 whole-home Trane air purification system, a new roof installed in 2022, and a new water heater in 2026. Step outside to a spacious, fenced backyard with attractive landscaping and plenty of room to create your own private poolside oasis.
Enjoy the relaxed lifestyle that makes Indian Rocks Beach so special. This golf-cart-friendly coastal community offers beautiful beaches, outstanding restaurants, shopping, parks, a library, an art center, tennis and pickleball courts, public fishing docks, a dog park, a boat ramp, a marina, and a baseball field.
Whether you are searching for a full-time residence, a private beach retreat, or an income-producing investment property, this exceptional coastal home offers an exciting opportunity in a highly desirable beachside location. With no HOA and no lease restrictions, the possibilities are plentiful. Enjoy the best of Indian Rocks Beach living, where coastal charm, modern updates, and an unbeatable beachside lifestyle come together!

Additional Details

• Elementary School: Anona Elementary-PN
• Middle Or Junior School: Seminole Middle-PN
• High School: Largo High-PN
• Architectural Style: Florida
• Baths Full: 2
• Baths Half: 0
• Modification Timestamp: 2026-10-28T20:16:25.165Z
• Building Area: 2703
• Cooling: Central Air
• Days on the Market: 12
• Direction Faces: West
• Directions: From the Belleair Causeway, Go South on Gulf Blvd, Go East "Left" on 1st street, Go South "Right" on Harbor Dr, Stay to the right, house is on the left.
• Fencing: Other, Vinyl, Wood
• Fireplace Features: Living Room, Masonry
• Flooring: Marble, Porcelain Tile, Tile
• Foundation Details: Slab
• Furnished: Furnished
• Heating: Central, Electric
• Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
• Levels: One
• List Agent Email: [email protected]
• List Agent: Lori Yaniscavitch
• List Agent Phone: 727-744-6666
• List Office: COASTAL PROPERTIES GROUP INTERNATIONAL
• List Office Phone: 727-493-1555
• Listing Terms: Cash, Conventional
• Lot Features: Flood Insurance Required, City Lot, Landscaped
• MLS Area Major: 33785 - Indian Rocks Bch/Belleair Bch/Indian Shores
• MLS Status: Active
• Modification Time Stamp: 2026-10-28T20:14:02.420Z
• Roof: Membrane, Metal
• Source System: 812819876
• Status Change Time: 2026-10-16T14:20:32.953Z
• View: Garden
• WaterSource: Public
• Zoning: RES